IWS RestoraGuard is an industry-leading, “A”-rated insured vehicle appearance care service contract that keeps the “inside and out” of your vehicle looking just like new. This “sign and drive” service contract is available on new or used vehicles up to seven (7) model years old (up to ten (10) in select states) with no mileage restrictions. The benefits of this “wear and tear” coverage may include:

Paintless Dent Repair

Removal of minor dents and creases up to 4” in length or diameter caused by normal wear and tear on all exterior sheet metal or aluminum painted body panels.

Cosmetic Alloy Wheel Repair

Repairs or reconditioning of the cosmetically damaged portion of the wheel caused by normal wear and tear resulting from contact with a road hazard.

Interior & Exterior Surface Repair*

Interior includes: Cleaning, repair, reconditioning or replacement of the vehicle’s original interior surfaces damaged as a result of normal wear and tear, specifically permanently stained fabric seats, carpet, dashboard, pigmented door trim, consoles and/or leather/vinyl. Refer to contract for specific coverage.

Exterior includes: Reconditioning of the vehicle’s factory-painted exterior clear coat surface(s) as the result of damage caused by normal wear and tear, including UV exposure that results in general fading, chalking, loss of gloss, oxidation or if the vehicle becomes damaged by the environment, specifically by weather-induced acid rain, bird droppings, tree sap, insect damage, road salt or deicing agents. Refer to contract for specific coverage.

Windshield Repair*

Repair of minor chips or cracks caused by normal wear and tear measuring less than 6” in length. If repair is deemed unsafe and replacement is required, the administrator will reimburse the registered owner up to $500 toward out-of-pocket expenses related to the windshield deductible from the primary insurance carrier.

Coverage may also include 24/7 Emergency Roadside Assistance with Lock-Out* (Including key replacement). Provides up to $150 per occurrence for emergency towing, flat tire replacement, emergency oil, fuel or water delivery, battery assist (jump-start) and towing for a collision.

Up to $500 per year for enhanced lock-out assistance to gain entry when keys are locked inside and/or provide repair or replacement of eligible keys if they become inoperable or do not allow access to the vehicle.

*Coverage is only available in select states. Please contact your credit union for details.