VSA/MBI

As a leading provider of Vehicle Service Agreements/Mechanical Breakdown Insurance to credit unions nationwide, IWS can offer members peace of mind in their choice of protection plans. That means no matter which plan you choose, from our basic to our most comprehensive, whether for a new or eligible pre-owned vehicle, you’ll get the additional security of knowing you have chosen one of the finest protection plans available.

Premier Product Line


Premier Platinum Coverage (Named Exclusion Coverage)

Provides the most comprehensive named exclusion coverage available on the market today at an affordable cost. Coverage follows most manufacturers’ warranties and guidelines that originally came with your vehicle. Platinum coverage is designed to extend the original full factory warranty and, in some cases, may even enhance it. Additional benefits such as car rental, roadside assistance, trip interruption protection and towing are also included. KeyGuard, coverage for new, expensive key fobs, and Accidental Loss Refund are optional.


Premier Gold Coverage (Named Component Coverage with Wear & Tear)

A named component plan for both new and used vehicles that provides an exceptional value in vehicle service protection. Coverage includes all powertrain components, as well as most major mechanical and electrical systems. Additional benefits such as car rental, roadside assistance, trip interruption protection and towing are also included. KeyGuard, coverage for replacement of new, expensive key fobs, and Accidental Loss Refund are optional.


Premier Bronze Coverage (Named Component Coverage with Wear & Tear)

A named component plan for used vehicles only and not under factory powertrain warranty. Coverage includes all powertrain components, as well as most major mechanical and electrical systems. Additional benefits such as car rental, roadside assistance, trip interruption protection and towing are also included. KeyGuard, coverage for replacement of new, expensive key fobs, and Accidental Loss Refund are optional.


Powertrain Express (Powertrain Only Coverage with Wear & Tear)

 Powertrain plans are designed to protect vehicles from major high-cost repairs, including the engine, transmission and drive-train. Additional benefits such as car rental, roadside assistance and towing are also included. KeyGuard, coverage for replacement of new, expensive key fobs, and Accidental Loss Refund are optional.


Sentry (Powertrain Only Coverage with Wear & Tear for DCUC affiliated credit unions)

Especially designed to assist military personnel by offering a low-cost powertrain plan that provides protection from major high-cost repairs to vehicles, including the engine, transmission and drive-train. Additional benefits such as car rental, roadside assistance and towing are also included. KeyGuard, coverage for replacement of new, expensive key fobs, and Accidental Loss Refund are optional.


Additional VSA Products


Powersports Coverage

 Our extended Powersports warranty programs protect the essential components of your motorcycle, ATV, snowmobile or personal watercraft from the high cost of repair or replacement. Additional benefits for on-road motorcycles only include substitute transportation, roadside assistance, trip interruption protection and towing.

To learn more, please contact your credit union representative.

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