Members 1st of NJ

As Members 1st of NJ Federal Credit Union's approved provider of Vehicle Service Agreements/Mechanical Breakdown Insurance, IWS offers you peace of mind with vehicle protection plans. No matter which plan you choose, from their most affordable to their most comprehensive, you’ll get the additional security of knowing you have chosen one of the finest protection plans available.

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With an IWS Vehicle Service Agreement, you can protect yourself from unexpected, high-cost repairs, not to mention increase the resale value, if you choose to sell your vehicle.


SOME OF THE MANY BENEFITS:

  • $0 or low-deductible options available
  • Towing $100 (max per claim)
  • Car rental up to $500 (10 days)
  • Nationwide protection
  • Trip interruption — $100/day (max $300 per claim)
  • Increased vehicle resale value (can be transferred with the sale of your vehicle for $40 fee)
  • Roadside assistance – $80 per incident

ALL NEW PROGRAMS

  • Accidental Loss Refund – optional coverage to protect against collision or acts of God only
  • KeyGuard – optional coverage for key/transponder replacement
  • Business Use – coverage for eligible business uses (surcharge applies)

PRODUCTS

platinumPremier Platinum Coverage (Named Exclusion Coverage)
Provides the most comprehensive named exclusion coverage available on the market today at an affordable cost. Coverage follows most manufacturers’ warranties and guidelines that originally came with your vehicle. Platinum coverage is designed to extend the original full factory warranty and in some cases may even enhance it. Additional benefits such as car rental, roadside assistance, trip interruption protection and towing are also included. KeyGuard, coverage for replacement of new, expensive key fobs, and Accidental Loss Refund are optional.view-download-button


goldPremier Gold Coverage (Named Component Coverage with Wear & Tear)

A named component plan for both new and used vehicles that provides an exceptional value in vehicle service protection. Coverage includes all powertrain components, as well as most major mechanical and electrical systems. Additional benefits such as car rental, roadside assistance, trip interruption protection and towing are also included. KeyGuard, coverage for replacement of new, expensive key fobs, and Accidental Loss Refund are optional.
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bronzePremier Bronze Coverage (Named Component Coverage with Wear & Tear)

A named component plan for used vehicles only and not under factory powertrain warranty. Coverage includes all powertrain components, as well as most major mechanical and electrical systems. Additional benefits such as car rental, roadside assistance, trip interruption protection and towing are also included. KeyGuard, coverage for replacement of new, expensive key fobs, and Accidental Loss Refund are optional.
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