MECHANICAL BREAKDOWN INSURANCE
New and Eligible
Pre-Owned Vehicles
Why purchase extended coverage?
Your vehicle is a major investment; that is why purchasing a Mechanical Breakdown Insurance (MBI) plan is a wise choice. MBI can help protect the major investment you made in your vehicle, and reduce or even eliminate out-of-pocket expenses when your vehicle suffers an unexpected breakdown. Most important of all, a MBI plan provides Peace of Mind so you can experience Worry-Free Driving.
Do you know the cost of vehicle repairs?
Remember, a factory warranty is not enough.
Most major repairs occur after the manufacturer’s warranty expires, and an average automobile repair can cost hundreds, if not thousands of dollars. You can be protected for less than a dollar a day.*
Don’t get sticker shock from unexpected, high cost vehicle repairs.
- The cost of the coverage may be included in your credit union auto loan for a reasonable price.
- Your car’s resale value can immediately increase with transferable coverage.
- 60 day refund if cancelled and no claim has been filed.
*Based on premium charge only. Financing any purchase may increase overall cost.
Choice of Deductible
$0 , $100, $200
24-Hour Roadside Assistance
Includes:
- Towing and Wrecker Service (max $100 per occurrence)
- Flat Tire Change (max $100 per occurrence)
- Emergency Gas Delivery Service (max $100 per occurrence, excluding the cost of gas)
- Battery Jump Service (max $100 per occurrence)
- Key Lockout Service (max $100 per occurrence – excluding the cost of replacement keys)
Substitute Transportation
If your car is in the repair shop due to a covered breakdown, you will receive reimbursement of up to $50 per day for a maximum of $450 towards rental car coverage.
Trip Interruption
If you are more than 100 miles from home when you have a covered breakdown and your car has to be kept overnight, you will be reimbursed for up to $100 per day for a maximum of 3 days ($300) for receipted restaurant or lodging expenses you may incur.
Business Use (Optional - surcharge applies)
Provides coverage if the vehicle is used for the purpose as stated in the Certificate.
Assured Mechanical Breakdown Insurance
This insurance plan is designed to help protect you, the buyer of a new or pre-owned automobile, against mechanical failures of all components of your vehicle unless excluded in the Certificate.*
*The vehicle must be maintained according to the manufacturer’s specifications. Refer to the Certificate for complete details.
MBI PLAN COVERAGES
Engine Components
Engine block and cylinder head(s), and all internally lubricated parts, including pistons, pins, rings, connecting rods and bearings, crankshaft and main bearings, camshaft, followers and cam bearings. Push rods, valves, springs, guides, seats, lifters, rocker arms, shafts, bushings, timing gear, timing chain or timing belt, belt tensioners and retainers. Eccentric shaft, oil pump, oil pump housing, oil cooler and oil cooler lines. Also covered are the following: water pump, oil pan, intake and exhaust manifolds; engine mounts and cushions; engine torque strut, timing cover, valve cover(s), harmonic balancer, flywheel (flexplate) and flywheel ring gear, vacuum pump, dipstick and tube, all pulleys and seals and gaskets. Rotary Engines: Rotor chamber, apex seals, main shaft bearings, rotor, all internally lubricated parts, and seals and gaskets. Hybrid Vehicles: Electric motor/controller, Invertors and Generator. (Batteries and Ultracapacitors are excluded)
Turbocharger/Supercharger Components
(Factory Installed Only) Turbocharger/ Supercharger housing, all internal parts, and seals and gaskets.
Transmission Components
(Automatic or Manual) Transmission case, and all the internally lubricated parts, electronic shift control unit, shift solenoids, transmission cooler, torque converter, filler tube, dipstick and oil pan. Vacuum modulator, internal linkage, transmission mounts, and seals and gaskets.
Transfer Case Components
Transfer case, all internally lubricated parts, and seals and gaskets.
Drive Axle Components
(Front & Rear) Differential housing, differential cover, trans-axle housing, final drive housing, and all the internally lubricated parts of the foregoing. Axle shafts, constant velocity joints, universal joints, drive shafts, locking hubs, hub bearings, locking rings, supports, retainers, bearings, four-wheel drive actuator, and seals and gaskets. Hybrid Vehicles: Traction motor
Steering Components
Braking Components
Master cylinder, power assist booster, wheel cylinders, combination valves, metal brake lines and fittings, disc calipers, backing plates, clips. Parking brake linkage and cables, and rear actuators. Anti-lock brake system (ABS); hydraulic pump/motor, accumulator, isolation dump valve, pressure modulator valve, electronic control module, hydraulic control unit, wheel sensors, relays and solenoids, and seals and gaskets.
Suspension Components
Mounting plates, retainer and bushing, upper and lower control arms, control arm shafts and bushings. The upper and lower ball joints, steering knuckles, wheel bearings, stabilizer shaft, linkage and bushings, torsion bars, spindle and spindle supports, radius arm and bushings, coil and leaf springs, struts, strut bearings, strut bar, strut bar bushing and suspension air bags. Variable dampening suspension including mode selector switch, control module and actuator, compressor, air bags, height sensor and seals and gaskets.
Air Conditioning Components
(Factory Installed Only) Air conditioner compressor, clutch, clutch pulley, clutch coils, electrical HVAC actuators, HVAC lines and hoses, condenser, evaporator, expansion valve, accumulator, orifice, idler pulley, bearing, ducts and outlet tubes, blower motor, power module, temperature control programmer, high/low cut off switch, pressure cycling switch, receiver/dryer, and seals and gaskets.
Electrical Components
Starter, starter solenoid, alternator, voltage regulator, distributor, engine wiring harness, ignition switch, ignition coil, ignition lock and tumbler, brake light switch, wiper motors, horn button and horns, manually operated switches, and coolant temperature sensor, mass air flow sensor and manifold air pressure sensor. Electronic control module (ECM) and power train control module (PCM), electronic ignition module. Electronic ignition module, electronic spark control detonation sensors and controller. Electronic mixture control unit and sensors. Electronic anti-detonation sensors. Electronic gauges, window motors and regulators, mirror motors and controls, power antenna motor, power seat motor. Cruise control transducer, engagement switch and servo. Power door locks, power door motor, convertible top motor and head lamp motor. Turn signal switch, wiper delay switch and controller. Wiper washer controller and pump, wiper motor and P.C. board, power roof motor and switches, pneumatic suspension pump and module.
Fuel Delivery System Components
Fuel pump, fuel tank, fuel tank sending unit, metal fuel lines, fuel injectors, carburetor, throttle body, fuel distributor, fuel injection pump, diesel injectors, diesel injector pump vacuum booster pump, and seals and gaskets.
Heating/Cooling Components
Water pump, thermostat, radiator and mounting brackets. Fan shroud and fan controller module. Coolant recover unit. Heater control valve, ducts and cabins. Blower motor, heater core, fan, fan clutch and fan motor, belt tensioner, and seals and gaskets.
Interior and Exterior Components
Bumper energy absorber, hood latch and cable, trunk latch assembly, door locks, latches and hinges, ash tray assembly, seat tracks, shift lever, steering wheel, speedometer head and cable, glove box lock, cigarette lighter and AC adaptor.
Luxury Components
(Factory Installed Only) Global Positioning System (GPS) and on board communications system, television, VCR player, DVD player, back-up warning system, perimeter warning system and electronic driver information display and module.
All parts of the Vehicle except for the following items
- Parts listed under the Exclusions section of the Policy
- Parts covered under a manufacturer’s warranty, special policy, or recall
IMPORTANT NOTICE
This brochure is not a contract. Due to size limitations, only a general summary of the insurance plan is provided. Replacement components/parts may include the use of remanufactured or like kind and quality parts. For detailed information refer to the certificate.
5901 Broken Sound Parkway
Suite 400
Boca Raton, Florida 33487
Toll Free: 800.333.3028
Claims Service Center (Toll Free): 866.888.2085
Tel: 561.981.7000 • Fax: 561.981.7048
Website: www.iwsgroup.com
CA License # 0N14978 MBI062021